https://www.carolynkousky.com/writings daily 0.75 2025-11-25 https://www.carolynkousky.com/books daily 0.75 2022-12-29 https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/1649436325300-02JB45CG0E8KXPV6Y3QT/Blueprint+for+Coastal+Adaptation.jpg Books https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/1650588710641-6TDK5WQ1Z7GMDI9LSCIU/Understanding+Disaster+Insurance_Approved+011122.jpg Books https://www.carolynkousky.com/media daily 0.75 2025-11-25 https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/1651155780967-L2XTGZ1JGORMU7GWKJQ3/cyclone-62959_1920.jpg Media https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/1665349463549-Z1V35TNJOZ3TRBWNM0PZ/unsplash-image-5477L9Z5eqI.jpg Media https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/1699485761138-1BPJE25380B7UP967VK2/image-asset.jpeg Media https://www.carolynkousky.com/about daily 0.75 2025-11-25 https://www.carolynkousky.com/projects daily 0.75 2022-10-22 https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/147c63c1-c6f3-42f8-8db8-1449143ce070/AdobeStock_122762342.jpeg Projects - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/ee421a7f-c80c-40f8-b24a-ab53aabe0f26/FloodInsuranceSign-2.jpg Projects - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.carolynkousky.com/home-1 daily 1.0 2025-11-25 https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/025866fd-a604-4b8b-bcbe-0f7053257498/square_headshot.jpg Home https://www.carolynkousky.com/home daily 0.75 2022-04-07 https://images.squarespace-cdn.com/content/v1/5d66dbe9b08d470001a15803/1569859908900-QEZAHR3PIKVN2FBUQVGT/illustration-1.jpg Home https://www.carolynkousky.com/resources daily 0.75 2024-03-15 https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/760105c1-e0d7-4a8b-9d44-b72e97228741/miami2.jpg Resources - Risk Transfer Inclusive Insurance for Climate Related Disasters Catastrophe Bonds Primer Parametric Insurance for Disasters Improving the Post-Flood Financial Resilience of Lower-Income Households through Insurance Community Based Catastrophe Insurance https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/9c8d324b-275e-4add-bdad-79e41d37bf88/unsplash-image-xIwYx_U9yNU.jpg Resources - Disaster Risk Management and Climate adaptation The Challenge of Financial Recovery from Disasters: The Case of Florida Homeowners after Hurricane Michael The Coming Storm: How U.S. Cities are Managing Stormwater from Increasingly Extreme Rainfall Events A Framework for Managing Catastrophic Risks The Role of Insurance in Coastal Adaptation: Workshop Findings Flood Risk Management in the United States: Building Flood Resilience in a Changing Climate https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/d5f93cf2-b742-40f8-8a15-1ce02400f11b/Water+rising+to+the+windows+of+a+home.jpg Resources - Flood Insurance Congressional Testimony, May 2, 2023 Congressional Testimony, May 25, 2022 The National Flood Insurance Program: A Primer The Mispricing of Flood Insurance: A Look at Portland, Oregon The Mandatory Purchase Requirement: Origins and Effectiveness in Achieving NFIP Goals Perspectives on Flood Insurance Demand Outside the 100-Year Floodplain The Emerging Private Residential Flood Insurance Market in the United States Moving the Needle on Closing the Flood Insurance Gap Local Solutions to Flood Insurance Affordability: Portland’s Flood Insurance Savings Program The NFIP’s Increased Cost of Compliance Coverage https://images.squarespace-cdn.com/content/v1/624f514aeffbba40b8b75fda/833522b9-967c-4f32-8217-67fc1936efbd/unsplash-image-Of-NXuECJbE.jpg Resources - Wildfires in California Wildfire Costs in California: the Role of Electric Utilities Financing Third Party Wildfire Damages: Options for California’s Electric Utilities